A guide pinpointing importance of travel insurance while travelling to Paris

A visit to Paris popularly referred to as the 'fashion capital', can be very overwhelming. There are so many highlights of this city which cannot me missed at any rate for instance Eiffel Tower, Notre Dame Cathedral, Musée d'Orsay, The Sorbonne and the Latin Quarter, The Louvre, Boat Tour of the Seine River, Arc de Triomphe and the Champs-Elysées, Sacre Coeur and Montmartre, Père Lachaise Cemetery and the others.

Those who wish to go for a vacation to this dreamland and belong to a country outside Schengen area and EEA area are required to get hold of Schengen visitor’s visa. The visa will be issued only when complete documents are submitted in addition to the visa application form. Moreover, it is necessary to give the certificate of France travel insurance policy with health coverage of the minimum amount as specified by law. One must buy the travel insurance France cover from the insurance company which is registered under EU law and has an office in Europe. So get your insurance plan and set to the most beautiful city of the world that is Paris.

Peripherals determining the coverage of Europe travel insurance plan

While getting travel insurance coverage, you must consider several aspects and then choose insurance for your specific requirements.

It is always sensible to confirm with your present health insurance provider to make out if you might be covered in a foreign country. If the insurer does cover for foreign travel, then also make sure if they cover evacuation, as it is generally not covered in the medical insurance. After discussing all these details, then only you should proceed to get overseas medical insurance and decide the amount of coverage needed depending on these details. The number of times you travel to international destinations can also help you determine whether you should settle upon annual insurance policy or for a single-trip insurance policy. Most of the third-party travel medical insurance companies limit the coverage amount of the condition from which the person may be suffering from. So, ask the insurer for the complete coverage if you are suffering from any chronic medical condition so that you may not face any problem in getting medical treatment if needed in the foreign country.

So after carefully going through all the above aspects, you must acquire travel insurance Europe plan by a certified insurance company. This insurance is necessary for travelling to Europe, particularly the Schengen region of the European continent. You may ask for a customized Europe travel insurance policy depending upon your personalized needs.

Get addicted to the latest artistic creations at Barcelona

Barcelona is one of the most well-known cities of Spain. The chief attractions of Barcelona include Barrio Gótico, Las Ramblas, El Puerto, El Ensanche, Montjuic, Tibidabo and Parc de la Ciutadella. The holidaymakers get the opportunity to explore the oldest traditional traders, or the and umbrellas and feathers’ dealers in the street Banys of the Barrio Gótico,a famous cathedral. Las Ramblas is the avenue which is the lifeline of Barcelona. It is the perfect place for shopaholics and entertainment lovers. The notable buildings of this place are the gothic-baroque church de Betlem, the Academia de Sciencias and the Palacio de Moya. One can enjoy a breathtaking view of this city from the port of El Puerto. El Ensanche is Barcelona’s luxurious district with many well-known monuments like Sagrada Familia, Palacio Güell, etc.

Hence, Barcelona is one of the cities of Spain that depicts the modernized culture in an impressive manner. But one thing you should acquire before leaving your home for holidaying in Barcelona is a good travel insurance Spain policy. Since the future is unpredictable and accidents or illness can occur, it is a smart decision to be protected in advance through a valid Spain travel insurance. It is also compulsory for the nationals of most the countries other than those of EA region to get hold of this insurance to get the Schengen visa for Spain. This covers you from the unexpected mishaps of the future such as loss of baggage, illness, accidents and many more. So get covered and experience the magnificence of Barcelona.

Get lost in a fully spirited getaway to Germany

Germany is a complete package with prosperous history, culture, art as well as spectacular landscapes and sites for vacationers. The very first place which is worth visiting in Germany is the Neushwanstein Castle which is situated in the city of Hohenschwangau. In southwestern Germany, you will find the Black Forest, also known as Schwarzwald. It is a wooden mountain peak. You can go to Baden-Baden in the Black Forest which is spa town and thus, the best place for relaxing and rejuvenating yourself. You can also enjoy the waters of the natural springs. The Black Forest also offers mountaineering trails for adventure seekers and many fascinating sites to have a glimpse of. There are lots of vineyards all through this area and plenty of castles to be discovered. Also in the list comes the sweet-smelling city of Cologne as reflected by its name. It owes its name to the perfumed water that was creation of a merchant who came from Italy in search of fortune. This place is overflowing with an affluent history. The most traditional sight to be seen is the Berlin Wall.

To get to Germany, you need to apply for Schengen visa for Germany which will be given a stamp of approval by the German Embassy in your country of residence. For this, you must provide an authentic travel insurance Germany certificate. This Germany travel insurance plan safeguards you against the expenditure arising out of the unexpected medical emergencies and other circumstances.

Things to be avoided while filing for Schengen visa application

If your Schengen visa gets rejected, then it may be due to any of the reasons. First reason may be that the Schengen consulate is not convinced about the validity of the documents which you have provided. Another reason may be that you are not allowed in the Schengen country due to some reason. If you have got Schengen visa issued in the last six months, then also you will not be granted visa before the period of six moths get over and you will need to apply again only after that. If you are unable to furnish a satisfactory reason for which you are planning your trip, then it may result in your visa getting rejected. If you are not able to establish that you have sufficient funds for subsistence and for return journey, then this could also be the reason of the rejection. Your visa may also be refused on submission of a forged passport or the passport having shorter validity than what is enlisted in the Schengen visa requirements.

A major reason behind the refusal of Schengen visa is that you are not able to prove that you possess valid Schengen travel insurance plan covering your tour to the Schengen area. Most of the times, the applicants fail to meet up to the requirements specified by the Schengen Visa Code in relation to the travel insurance Schengen cover and, thereby face rejection. Hence, keep in mind all the above mentioned aspects so that in future when you apply for Schengen visa, it gets accorded.

Get seduced by enchanting magnetism of the city of Venice

One of the top travel cities of Italy is Venice. Going to places of interest in Venice provides a traveler visiting Venice a wonderful experience in contrast to the other Italian cities. A major attraction of this city is Piazza San Marco or St. Marks Square. Numerous tourist attractions are found in this region such as The Doges Palace, St. Marks Basilica and other magnificent buildings. Another prime attraction of Venice is a ride in one of the famed Gondolas with a Venetian Gondolier along the constricted canals of the inner parts of the city. The best ride on a Gondola is on the back canals where one passes under captivating bridges through narrow channels overlooking scenic palaces to take pleasure in a more cherished experience of the city. There are several other destination spots in Venice which will leave the tourist bewitched with their appealing charisma.

It is mandatory for all the non-European nationals unless they are part of the Italian visa waiver program, to get a valid Italy travel insurance plan including specified medical coverage for visiting Venice or any other city of Italy. This is due to the Schengen visa requirements in effect because of the Schengen Treaty. An applicable travel Insurance certificate is to be presented at the time of filing the visa application for going to Italy.

A guide highlighting significant aspects of getting French visa qualified

France is one of the must-visit countries of the world. For this, you will have to get hold of French visa. The parameters on which the decision whether you need this visa or not depends are your country of origin or residence, period of visit and the purpose of visit. If you belong to a country which is not the part of Schengen zone and the rest of the EU region, and other than those countries with which France has agreed fro waiving the visa, and intend to stay in France for a period not more than 90 days in a half-yearly period, then you need to apply for Schengen visa for France.

This visa application is to be filed with French Embassy in your country and essential documents along with the travel insurance France certificate are to be submitted with the application. It must be noted that you must buy this France travel insurance policy with applicable medical coverage and satisfying the terms and conditions laid down by the French Embassy. Then only, your visa shall get accorded and you can experience the magnifying charisma of France.

Stay protected beforehand with an apt Europe travel insurance coverage

When you plan to go to Europe and search for the travel insurance schemes, you will find out that there are many types of travel insurance coverage available offered by the different insurance companies. There is trip cancellation and trip interruption coverage for unpredicted eventualities which may lead to sudden change in your journey plans, medical coverage for accidents and illness, baggage insurance for the safety of your possessions and other coverage.

You must figure out what you may need for you since there are many combinations of the coverage. In most of the cases, it is always a good option to acquire any form of health insurance, even though it is the most basic coverage. This is because you may have to spend lots of money for incurring the hospital expenses if you fall sick or get an accident in a foreign country. Another type of coverage which is common among the travelers is trip cancellation/interruption insurance. This protects them from the unpredictable situations.

Therefore, you must buy that Europe travel insurance plan which is a combination of coverage you need as per your needs. If you are travelling to any European country which belongs to the Schengen region, then it is mandatory that your travel insurance Europe includes the required medical coverage as laid down in the requirements of the Schengen Visa Code. So enjoy a hassle-free vacation in Europe with travel insurance.

Bags of advantages obtained from a right type of travel insurance scheme

There are numerous benefits you can avail if you purchase travel insurance. It will cover you in case your flight gets cancelled as the airline company will not refund back the money you have paid for booking the flight tickets. The travel insurance also finances the loss you have to face if you lose your luggage as neither the airport authorities nor the place where you are going will take responsibility for the loss. When you are travelling abroad and your passport and wallet gets stolen, and then it is the travel insurance with the help of which you can get cash for your keep abroad as well as for a replacement passport. If you have to cancel your trip or come back before the scheduled date for some unavoidable reason, then travel insurance finances your loss. Moreover, if you need urgent medical treatment in the place where you have travelled to or you need to be repatriated back to your home country, then travel insurance is of great help in that otherwise, stranger’s land. Travel insurance also helps you in the occurrence of a terrorist attack or something due to which you have to cancel your journey plans.

Thus, Europe travel insurance is of great benefit when a person is travelling to Europe. But the buyer must be familiar with all the terms and conditions, coverage details before buying a right travel insurance Europe plan. It must be bought from an insurance company which is permitted to sell travel insurance in Europe.

Buy a valid travel insurance plan and visit Germany

By visiting Germany, One gets to experience the grand magnificence of the palaces and castles, see the sights of captivating museums, or enjoy the music of many great composers of Germany. The landscapes of this place endows a visitor with a chance to walk around the beaches on coasts, enthralling lowland plains, far-reaching mountain peaks all in all making a memorable experience for the lifetime. The citizens of most of the countries except those which are the part of Schengen area, EU region and visa waiver program, require to apply for Schengen visa in order to get to this beautiful nation at the German Embassy in their country of origin. The Schengen visa application must be supported by the documents specified by the embassy. Then only, your visa will get qualified and you can enjoy a leisurely vacation in Germany.

 The most important document to be presented to the embassy without which Schengen visa for Germany will not be approved is the Germany travel insurance certificate. It must be noted that this Travel Insurance Germany should be purchased from authorized insurance company which has the certificate to sell such insurance products and must have a representative bureau in Europe. So, get this insurance and the Schengen visa and enjoy the most unforgettable holiday in Germany.

Delve into the enriched historical charisma of Marseille in France

There are many beautiful cities in France. One of them is Marseille which is packed with artistic and cultural heritage. The city is profoundly marked by its ancient times and it presents a memorable journey to the visitors that commences with its Roman and Greek origins and takes them past the religious foundations of the medieval period, citadels of the 16th Century, the royal castles of the 17th and 18th Centuries and the several dignified buildings constructed in the 19th Century and ends at the grand architectural achievements of the 21st Century.

Marseille has many museums depicting all the periods of history till the modern times. These museums are built in historic buildings, for instance the Vieille Charité, an old 17th Century sanatorium and an architectural work of genius by Pierre Puget. The place has many collections, out of which one of them is the Egyptian Antiquities collection. Other popular museums in the city are the Natural History Museum and the Fine Arts Museum in the Palais Longchamp, and the Porcelain Museum in a “bastide” at the heart of the Parc Pastré. There are many parks and gardens located here. The very first garden built here is the Jardin de la Colline Puget and later on many were created such as the Parc Valmer, the Parc Longchamp, etc.

For travelling to Marseille, one needs to apply for Schengen visa for France which will be granted on presenting all the documents along with travel insurance France certificate. This plan of France travel insurance must be acquired from an insurance company which is allowed to sell such product and fulfills the legal terms and conditions.

Tips to deal with insurance intermediaries

If you intend to travel somewhere, you can go to an insurance agent and buy a suitable Europe travel insurance cover or securing your trip. But you must not blindly trust these intermediaries. While dealing with them, you must ask whether the concerned person is allowed to do this work by the authorities and for which kind of insurance he or she has got the license for. You should also test his or her knowledge regarding various kinds of insurance policies. You must properly explain to them your requirements about the coverage of the insurance product as well as your budget. You must also beware of the fake promises they make to sell the insurance policies. You must ask for complete details, scope of cover, exclusions and the terms and conditions of the product you are thinking of buying. Then, only you should buy an insurance cover which is appropriate for you.

If you wish to go to Schengen area of Europe whether for leisure or for corporate reasons, it is mandatory to get valid Europe travel insurance cover having adequate medical coverage as specified by the Embassy of the country where you intend to travel. In addition, you should plan in advance for getting this travel insurance Europe so that you have enough time to think over the products recommended by your insurance agent and take decision wisely.

Inevitable need of travel insurance for the students

Most of the parents feel pride in sending their children to a foreign land for higher studies due to availability of educational opportunities. So the parents start to plan for months in advance so that they children can stay conveniently away from them and do not have to face any trouble. This is so because lot of paperwork is required, especially in regard to admission in the foreign university or educational institute, travel insurance, passport and visa.

If the student is going to Europe, especially in the country which is part of the Schengen area, then special procedure is to be carried out for getting the Schengen visa for that country. The student needs to apply for visa if he or she is to stay for a period less than three months and must have Europe travel insurance.

The visa application must be submitted along with the documents asked for by the embassy. The important documents include a duly filled Schengen visa application form, valid passport or any other applicable travel document, two passport size photographs, proof of adequate funds for staying in the Schengen area and for return journey, evidence of accommodation and Europe travel insurance and other documents for students. Even if the stay in Schengen nation for a period more than three months, then also the document of travel insurance Europe certificate is needed. So, a student can study without worrying about anything else as travel insurance cover will take care of his or her safety in the foreign state.

Parameters to be studied before buying travel insurance

Owing to the importance of travel insurance Europe, one must not take travel insurance as granted and blindly purchase whatever your agent advises. This may not be an ideal cover for you.

It is very crucial to have knowledge of your requirements and then decide the plan which is perfect for you. The size of your cover depends on the destination which you are visiting. So, fix on the amount to be insured by determining the cost of medical services of that destination. Another feature determining the sum to be insured is the duration of your trip. The premium would be higher for longer duration. Also, whether you are just going for a normal vacation or whether you would indulge in adventurous activities also affect the size of your insurance cover. Your age also forms the basis for the premium charged from you by the insurer. Senior citizens can ask for the plan insuring the existing illness they are suffering from. So, after going through all these aspects, you can decide the sum you want to insure. The higher the sum to be insured, the higher will be the cost of the policy.

Thus, when going to Europe, do buy a travel insurance Europe cover after thinking about the above discussed issues. Before finalizing the Europe travel insurance policy, compare its cost with the others and also see whether the insurance company is an EU certified company or not. Then only, you must buy the best insurance scheme.

Lay greater emphasis on travel insurance while planning your journey

In the eagerness of organizing for your trip to Europe, you usually plan which tourist spots to visit, the weather of that place, what to pack and what to leave behind and on and on. Such is the excitement that you do not even think the possibility of some mishap occurring during your trip to you or to someone who is going with you. Since future is uncertain, so you must prepare for any ambiguity and secure your journey through Europe travel insurance.

Although, many a times you do not make a claim when you buy a travel insurance Europe policy, then also it is advised that you need to buy one. This is so because the cost of hospitalization or even just consulting a doctor abroad is so high that it may force you to spend all of your life’s savings on that and this may also sometimes fall short of. 

A travel insurance policy covers all the expenses incurred on hospitalization and in case of evacuation, all its cost. It also guards you against incidents of trip cancellation; loss of baggage, etc.

By spending a nominal amount of money on a travel insurance plan, you can insure yourself against any mishap in addition to getting efficient medical treatment in need.

The Extent of Schengen precinct of Europe delineated

Schengen pact was implemented from the year 1995. The nations participating in this agreement are Belgium, Estonia, France, Greece, Iceland, Latvia, Luxembourg, Netherlands, Poland, Slovakia, Spain, Switzerland, Austria, Czech Republic, Finland, Germany, Hungary, Italy, Lithuania, Malta, Norway (excluding Svalbard), Portugal, Slovenia and Sweden.

All the Schengen countries have formed a common visa policy for the third-country nationals. According to this system, any third-country national is required to hold a single Schengen visa which will allow him or her to travel to any of the Schengen visa countries. Based on this policy, four types of visa have been brought up for the third-country nationals. These are category A, B, C and D visas based on the duration for which the person wants to stay in this zone.

In addition, this visa will be validated when the visa applicant presents a Schengen visa insurance certificate having adequate medical coverage and which must be valid throughout the stay of the person in the Schengen zone.