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Thursday 21 February 2013

Gain Safe Access to Schengen Zone with Schengen Visa and Insurance



It is very important to keep in mind that, when you are doing preparations for the trip to a Schengen country, in addition to applying for Schengen Visa, you must also purchase Schengen travel insurance plan without which you will not be allowed to enter in the entire Schengen Area of Europe. The nationals of the non European States and the non-exempted countries need to hold the Schengen Visa for visiting the Schengen countries with the purpose of leisure or work.  

The insurance plan that you go for must cover the complete duration from the time an individual enters the Schengen territory till the time he or she leaves the territory.  Depending on different categories, the validity of Schengen Visa may range from 5 days to a maximum of 90 days; hence the validity of the plan must match with the visa validity. Further, the plan must at least provide coverage of minimum amount of Euros 30,000 or $37,500.

Once you acquire the plan, and set off on your trip to Schengen nation, you will covered for all the expenses that you need to incur because of falling ill, loss of baggage, trip cancellation and even the death expenses and all these will be insured by your insurance provider. But it is to be noted that the travel insurance Switzerland does cover the previous medical history of the traveler.  When you are travelling to a certain Schengen country, say Netherlands, you must make sure that the company from which you are buying the Netherlands travel insurance policy has a representative bureau there. After the trip, as soon as the travel returns to his or her country of residence, the policy becomes void.

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