Major Types of Coverage Included In Schengen Travel Insurance

When you are going on a freeing trip, travel insurances serves as the basic necessity to protect you from the unexpected circumstances that might take place during the trip and may spoil it. There are a number of things that a travel insurance plan covers.

First and the foremost one is the medical coverage. Medical coverage takes account of the medical expenses incurred due to any injury or illness as well as dental expenses. Schengen low cost travel insurance also includes the medical evacuation coverage, which reimburses the expenses if you need to be transported to a hospital. In case, you suffer from an injury and you are in an isolated place and require an air ambulance, it can certainly not be cheap and you will never ignore your decision of not acquiring the evacuation coverage.

Another important cover is related with the trip cancellation, interruption or delay. If you need to cancel your travel in an event of major illness or other acceptable reason, then the trip expenses that you have paid in advance will be reimbursed by the insurer. In case the flight is delayed or interrupted, then also the damage caused will be reimbursed. There is also another type of insurance that is known as luggage and car rental coverage that takes care of the losses occurring due to the car that you have rented abroad meeting with an accident or the baggage or personal, belonging getting lost, stolen or damaged. Now you can see how important a travel insurance policy is when you are travelling. Anyways, if you are traveling to any of the countries included in the Schengen countries list of Europe, getting Schengen travel insurance is compulsory.