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Tuesday 25 September 2012

Major Points to be Taken into Account While Getting Travel Insurance


The majority of travel insurance plans for trip to Schengen area and other plans provide coverage against trip curtailment, trip cancellation, trip delays, emergency hospitalisation, lost or stolen luggage, financial default of air service, etc.
But it must also be kept in mind that the different travel insuranceSchengen policies provided by different insurance companies vary in the coverage provided. It must be taken care of that some types of coverage are valid only when the travel insurance is acquired up to a certain time limit after making the initial payment for the trip.
Many a times, you may be covered up to a certain degree by your health insurance provider. In other case, you may have limited amount of coverage provided by your car insurance provider. Consequently, if you buy Schengen travel insurance ignoring this aspect, then it will lead to you buying the duplicate cover. Therefore, it is significant to always evaluate the policy you are opting for with regard to your existing insurance policies and the extent of coverage they provide in order to make sure that there are no duplications, thereby; you are not spending extra money.
So consider all such aspects and then go in for buying a reliable travel insurance plan for your trip to protect it from uncertainties. 

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